DISCLAIMER & TERMS

This Agreement outlines the Terms & Conditions governing your access to and use of the website www.algovik.com ("AlgoVik"), owned and operated by AlgoVik. All information, tools, features, and functionality provided on this website constitute an "invitation to offer" and apply to you whether you are a Visitor (browsing the site) or a Client (engaged with AlgoVik's advisory services).

The terms "you" or "User" refer to both Visitors and Clients, while "we" or "AlgoVik" refers to AlgoVik and its principals. By using the services of AlgoVik, you agree to be bound by this Agreement and any future amendments.

You hereby agree and confirm that:

• We reserve the right to decline or discontinue any service at our discretion, with or without reason. Any changes to service delivery timelines will be communicated via registered email.
• You must provide accurate and authentic information at all times. We reserve the right to verify any information provided and may suspend access without prior notice.
• We are not liable for any losses arising from events beyond our reasonable control, including but not limited to exchange outages, broker API failures, natural disasters, regulatory changes, or acts of force majeure.
• AlgoVik is a SEBI Registered Investment Adviser. Our registration does not guarantee performance or returns of any kind.

All instructions regarding the setup and configuration of AlgoVik's trading systems can be issued through the website, direct client communication, or registered email. All instructions are acted upon at your risk and AlgoVik only provides the advisory and platform framework for implementation.

AlgoVik may refuse to execute any strategy setup if the instructions appear unclear, improper, or inconsistent with agreed risk parameters. All records generated by AlgoVik from transactions and strategy configurations are considered conclusive evidence of submission at the relevant time.

All advisory fees paid to AlgoVik are non-refundable under any circumstances. Clients are strongly encouraged to review AlgoVik's verified live performance records, published on the website, and conduct thorough due diligence before engaging our services.

AlgoVik reserves the right to recover advisory fees and associated legal costs from any party engaging with our services in a fraudulent or misrepresentative manner, and may initiate legal proceedings where appropriate.

AlgoVik is committed to maintaining the confidentiality, integrity and security of all personal information provided by our clients and website visitors. We collect only information necessary to provide and improve our services.

• Your personal data will only be disclosed if required by law, or upon demand by SEBI, NSE, the Government of India, or any other competent regulatory authority.
• We do not sell, rent, or trade your personal information — including email addresses and mobile numbers — to any third party for marketing or commercial purposes.
• All data submitted through our website is transmitted over 256-bit SSL encrypted connections.
• We may use anonymised, aggregated data to improve our strategy systems, marketing effectiveness and overall service quality.
• You may request deletion of your personal data at any time by contacting us at the email address listed on our Contact page.

All content on algovik.com — including but not limited to the interface design, graphics, text, data visualisations, strategy logic, P&L dashboards, branding, logos and software — is the exclusive intellectual property of AlgoVik and its principals.

• You may not reproduce, redistribute, reverse engineer, decompile or create derivative works from any AlgoVik content without express written permission.
• AlgoVik's name, logo and brand marks may not be used in any form without prior written consent.
• All strategy algorithms, signal logic and execution frameworks underlying AlgoVik's systems are proprietary and confidential.
• Any unauthorised reproduction or commercial use of AlgoVik's intellectual property will be subject to legal action.

Either party may terminate the advisory engagement by providing written notice. AlgoVik may, at its sole discretion, suspend or terminate access to its services — wholly or in part — without prior notice in any of the following circumstances:

• Breach of any term of this Agreement by the client.
• Provision of inaccurate or fraudulent information by the client.
• Regulatory direction or legal obligation requiring cessation of service.
• Death, bankruptcy or loss of legal capacity of the client.
• System maintenance, emergency repairs or security incidents requiring temporary suspension.

Termination of services does not entitle the client to any refund of advisory fees already paid.

AlgoVik provides systematic algorithmic advisory services for NSE F&O markets. Our strategies are developed through rigorous quantitative research and backtesting. However, you expressly acknowledge and agree to the following:

• All trading decisions, executions and outcomes are solely the responsibility of the client. AlgoVik acts as an adviser only — never as a fund manager or portfolio custodian.
• Backtested performance and historical P&L data displayed on our website is verified but may not accurately reflect future conditions due to changes in market structure, liquidity, volatility or regulatory environment.
• AlgoVik may modify, pause or discontinue any strategy algorithm at any time without prior notice, in the interest of risk management or compliance.
• No content on this website, including blog posts, trade discussions and performance dashboards, constitutes personalised financial advice. Always consult a SEBI registered financial adviser before making investment decisions.
• AlgoVik and its principals, employees and representatives accept no liability for any direct, indirect or consequential losses arising from the use of our advisory services or website content.
• Investing in securities and derivatives is inherently risky. You agree to assume complete and full responsibility for the outcomes of all trading decisions made in connection with AlgoVik's advisory.

To the maximum extent permitted by applicable law, AlgoVik shall not be liable to you or any third party for any indirect, special, incidental, consequential or punitive damages — including but not limited to loss of profit, capital, business, or anticipated returns — arising from:

• Your use of or inability to use AlgoVik's services or website.
• Any delay, interruption, suspension or failure of AlgoVik's systems or third-party broker APIs.
• Errors, inaccuracies or omissions in any data, analysis or strategy output provided by AlgoVik.
• Unauthorised access to or alteration of your trading account or instructions.
• Any action taken or not taken by you in reliance on AlgoVik's advisory content.
• Broker execution delays, slippage, or commission costs incurred through your broker of choice.

AlgoVik's total cumulative liability to you for any cause whatsoever, regardless of the form of action, shall be limited to the advisory fees paid by you in the three months preceding the claim.

You agree to defend, indemnify and hold harmless AlgoVik and its officers, principals, employees, agents and representatives from and against any and all claims, liabilities, damages, losses, costs and legal expenses arising out of or in connection with:

• Any breach of this Agreement by you.
• Your violation of any applicable law, regulation or third-party right.
• Any inaccurate or misleading information provided by you to AlgoVik.
• Any trading loss or liability resulting from your failure to follow AlgoVik's documented risk parameters.

This Agreement shall be construed in accordance with the applicable laws of India. The courts at Kolkata shall have exclusive jurisdiction in any proceedings arising out of or in relation to this Agreement with AlgoVik.

Any dispute or difference in interpretation of this Agreement shall be referred to an independent arbitrator appointed by AlgoVik, whose decision shall be final and binding on both parties. Arbitration shall be conducted in accordance with the Arbitration and Conciliation Act, 1996, as amended, and shall be held in Kolkata.

AlgoVik reserves the right to amend these Terms & Conditions at any time. Amendments will be published on this page with an updated date. Continued use of AlgoVik's services following any amendment constitutes acceptance of the revised terms.